Guides

Everything you need to know, minus the jargon.

Written for real people, not underwriters. Read these first and you’ll know what to ask a broker.

4 min read

What is income protection, and do I need it?

The plain-English version: what the policy does, how the waiting period works, and who tends to benefit most.

5 min read

What drives the premium, some realistic ranges, and the three choices that make the biggest difference to the price.

4 min read

Yes, you can get it. Here’s how insurers assess your income, what they’ll ask for, and what to watch out for.

4 min read

The conditions that make up most claims, the common exclusions, and why honesty on the application form is everything.

A 30-second form and an independent broker will come back with quotes for your situation.